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Milad Taghehchian, CPA, CFP(R)

Changing EV Tax Credits

As of 2023, there are several tax credits available to those who purchase electric vehicles in

the United States. These tax credits are designed to incentivize the purchase and use of electric vehicles, which are a more environmentally friendly option than traditional gasoline-powered vehicles. The Inflation Reduction Act in late 2022 changed many of the applicable rules.

The federal government offers a tax credit of up to $7,500 for the purchase of an electric vehicle. This credit applies to both new and used electric vehicles and can be used to reduce the total amount of income tax owed by the individual or business.

The Inflation Reduction Act in late 2022 changed some of the rules related to federal EV tax credits. Starting April 18th, the change in rules may significantly reduct the $7,500 tax credit for some buyers. Here are the biggest things to look out for.


What's the credit

  • Up to $7,500 tax credit for new vehicles. This is broken up into 2 pieces.

    • $3750 will only be provided if at least 50% of the vehicles battery components are produced or assembled in North America.

    • $3750 will require 40% of the critical minerals used in battery production to be extracted or processed in the United States or acountry that the US has a free-trade agreement with.

  • Up to $4,000 tax credit for used vehicles.


What vehicles qualify


  • The previous credits went away when a manufacturer sold 200,000 EVs. The new law removes that cap. Based on the previous law GM, Toyota, and Tesla would all not qualify. As of 2023 they are all now eligible again.

  • Maximum price for vehicles did not previously exist. As of 2023 only trucks, SUVs, and vans below $80,000 or other vehicles below $55,000 will qualify.

  • There are very specific limitations on minimum battery capacity, maximum income of the buyer, and other rules related to leases. Speak to your tax and financial advisors to confirm you meet those criteria.

  • The department of energy website here is a great place to search for vehicles that qualify.



What about state rebates and credits


In addition to the federal tax credit, many states also offer their own tax credits and incentives for electric vehicle owners. These can vary widely from state to state and can include things like rebates, tax credits, and access to carpool lanes.


And the income limits

  • The EV credit phases out for married couples above $300,000 modified adjusted gross income.

  • Limited above $150,000 modified adjusted gross income for single filers

  • And limited above $225,000 modified adjusted gross income for head of household filers.


For example, California offers a rebate of up to $4,500 for the purchase of a new electric vehicle, as well as access to high-occupancy vehicle lanes even with only one person in the vehicle. New York offers a tax credit of up to $2,000 for the purchase of a new electric vehicle, and Colorado offers a tax credit of up to $5,000.

It's important to note that these tax credits and incentives can change frequently, so it's important to stay up-to-date on the latest offerings in your area. Additionally, some tax credits and incentives may have income limits or other eligibility requirements, so it's important to review the specific details of each credit before making a purchase.

Overall, the availability of tax credits and incentives for electric vehicles in 2023 makes them an attractive option for many consumers. The gas savings combined with tax credits can make EVs a competitive offering for many families and individuals.


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