Category: Blog

Understanding the Tax Impact of RSUs for Whole Foods Employees

If you’re a Whole Foods employee, you might have received or will receive Restricted Stock Units (RSUs) of Amazon stock as part of your compensation. RSUs can be a great way to share in the success of the company, but they come with certain tax implications that you should be aware of.  Let’s break it […]

Pioneer Wealth Management Group Celebrates 20 Years of Service and Announces Four New Partners in Strategic Expansion

Founder Milad Taghehchian, CPA, CFP® Shares Ownership with Chris Cyndecki, CFA, CFP®, Ian Tennant, ChFC®, Daphne Jordan, CFP®, and Nicole Renaux, CFP® Pioneer Wealth Management Group proudly marks 20 years of serving individuals and families in the Austin area and across the country. In recognition of its growth and success, the firm is excited to […]

The SECURE Act and Its Evolutions: A Guide to Retirement Savings Legislation

The SECURE Act, SECURE 2.0, and the proposed SECURE 3.0 are significant pieces of legislation aimed at improving retirement savings options for Americans. Each act has introduced new rules and incentives to encourage individuals to save more for retirement. Let’s delve into the history of these acts and the changes they have brought to retirement […]

Twenty Years for Pioneer Wealth: A Conversation with Its Founder

 In 2004, several noteworthy events occurred. Facebook was launched. The New England Patriots won Super Bowl XXXVIII. NASA landed rovers on Mars. And—a little bit closer to home, our firm, Pioneer Wealth Management Group, was started by Milad Taghehchian. Twenty years later, Pioneer Wealth continues to thrive and to serve many in the community and […]

Cash Isn’t King Forever: What Falling Interest Rates Mean for Your Cash

Over the last two years, cash has made a comeback. Yields on high-yield savings accounts, CDs, and money market funds approached 5%. Many investors found these accounts as an appealing, low-risk option for earning returns. However, as short-term interest rates start to decline, cash may lose its shine. Let’s explore why the landscape is changing […]

Important Inflation Reduction Act Credits to Take Advantage of Before a Potential 2025 Repeal

EV and Home Energy Credits to Claim before Potential Repeal in 2025 The Inflation Reduction Act of 2022 (IRA) was passed with a multitude of goals for the United States, one of them being to incentivize businesses and individuals to participate in the clean energy transition. For individuals specifically, these incentives take the form of […]

Tips for Women Who Are Living in the Sandwich Generation

At a time when your career is reaching a peak and you are looking ahead to your own retirement, you may find yourself in the position of having to help your children with college expenses or the financial challenges of young adulthood while at the same time looking after the needs of your aging parents. […]

Using a Self-Directed IRA to Buy Real Estate vs. Purchasing Real Estate Outside an IRA: A Comparison of Tax Benefits

Investing in real estate can be a powerful wealth-building strategy, but the decision on how to structure your investments—whether inside or outside a self-directed IRA—can have significant tax implications. Both approaches have advantages and drawbacks, particularly when considering long-term tax consequences, deductibility of expenses, and tax-deferral options. This article will explore the pros and cons […]

Buying a Property Without a Realtor and Owner Financing: Key Steps, Documentation, and Considerations

Purchasing a property without a realtor can save you money on commissions and give you more control over the process. However, it also requires a more hands-on approach and a strong understanding of the necessary steps and legal requirements. In this article, we’ll cover the essential aspects of buying property without a realtor, the documentation […]

Structuring the Purchase of a Vehicle for a Small Business: A Comprehensive Guide

As a small business owner, purchasing a vehicle for business use can be a strategic decision to support your operations. However, it’s important to structure the purchase properly to maximize tax benefits, ensure adequate protection, and avoid potential legal and financial risks. This article will guide you through the best practices for purchasing, insuring, and […]